Smart payment cards: Effortless spending for your team. Full control for Finance.

Struggling with loose receipts and employees needing to front expenses? With Spend Cloud Cards, you empower your employees with the freedom to spend while you maintain real-time control over every expenditure.

Are these frustrations familiar within your organization?

How does your organization manage daily, minor expenses? Are you still relying on employees to front money or passing around a company credit card? This often inevitably leads to:

Sounds familiair?

The solution? Smart payment cards for complete control over your organization's expenses.

Spend Cloud Cards help organizations move away from the cumbersome process of advance payments and reimbursements.

Curious about a complete overview of all the features of Spend Cloud Cards?

You’ll find all the benefits of Spend Cloud Cards and intelligent software for both employees and Finance in the factsheet.

Spend Cloud Cards are part of our Expense package:
Payment cards when possible. Expense claiming when necessary.

Employees independently pay with their payment cards, while Finance maintains control. Expense claims are only used for exceptions, like travel costs. All data is consolidated into a single central overview, real-time connected to budgets, roles, and policies

Spend Cloud Cards

Employees easily pay themselves with smart payment cards. No expense claims needed for lunch receipts, train tickets, or gifts. You set the limits and rules.

Expense claiming via the app

For expenses without a card option, employees use the app. Scan the receipt, choose the type, send. Done within three clicks!

Trusted by over 1,000 healthcare, education, and non-profit organizations

Curious about our pricing?

On our pricing page, you can see a monthly price estimate tailored specifically to your organization using a few selections and sliders!

Frequently asked questions

Yes! With Spend Cloud Cards, you have the choice to pay with or without a PIN, including contactless payments.

Visma | ProActive and partner Adyen do not charge transaction fees. This is separate from any transaction fees that the supplier may charge.

The virtual Spend Cloud Cards are the digital counterparts of physical payment cards and include all the essential security features you are accustomed to:

  • Card number: For controlled and secure online payments.
  • Expiry date: Keep your payments up to date and protected.
  • CVC code: Additional security for online purchases.

With this digital solution, there is no need for a physical card, as you can use them online and in physical stores. Virtual Spend Cloud Cards combine payment convenience, security, and sustainability.

Yes! You can also easily add Spend Cloud Cards to your smartphone’s digital wallet via Google Pay and Apple Pay.

No problem. Almost all the information you need can be found in the Spend Cloud Portal. Spend Cloud users can search for answers to their questions themselves in the knowledge base. If you really can’t figure it out, the Visma | ProActive support department is ready to help. 

We cover the security of the Spend Cloud extensively on this cybersecurity page. In it, we explain our methods and certifications. For questions, you can contact your Account Manager or the Sales department.

Make business payments effortless

No more complicated forms or unclear processes with Spend Cloud Cards. Discover all the details in the factsheet or schedule a personal demo.